By Simon Fleming-Wood

Homeownership in America is changing. Aspiring owners are plagued with a new set of challenges standing in their way along with a plethora of shortcomings, stemming from economic issues to social inequalities. Many will argue that the American dream of owning a home is fading away. Yet, as out of reach as it may seem to some, owning a home remains one of the most effective ways of building wealth in this country and stands as a symbol of financial stability and security in an otherwise uncertain environment. It’s why so many people today still set their sights on owning a home no matter how far into their life plan it seems to be.

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