By Michael Lynch, CFP

DISCLAIMER: This book is meant for educational purposes only. It’s not intended to be personal financial advice for the simple reason that all situations are unique, and it is not written for you personally.

Michael Lynch is a registered representative of and offers securities and investment advisory services through MML Investors Services, LLC. Member SIPC. 6 Corporate Drive, Shelton, CT 06484. Telephone 203 513-6000. Representatives do not provide tax and/or legal advice. Any discussion of taxes is for general informational purposes only, does not purport to be complete or cover every situation, and should not be construed as legal, tax, or accounting advice. You should confer with qualified legal, tax, and accounting advisors as appropriate. All opinions expressed in this book are solely my opinions and do not reflect the opinions of my respective parent companies or affiliates or the companies with which I am affiliated.

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