My wife is getting ready to retire in a few years. I’ve recently retired and we’re going to be going on Medicare soon. We’re looking to do some Roth conversions. If we time our Roth conversions to end in the same year that we retire, can we submit a form to the Social Security Administration and explain to them that we’ve had a life-changing event to reduce our IRMAA (income-related monthly adjustment)?

That’s the reader question Jeffrey “The Buckinghammer” Levine, director of advanced planning at Buckingham Wealth Partners, answered in this episode of Ask the Hammer.

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