By Erik Miller

Most of us work for the love of what we do, but also for the income we make. The truth is that during our top earning years, few of us either want or can afford a life of total leisure.

Erik Miller

So, it’s always interesting when I ask people what their biggest asset is. Typically, they’ll mention their investment portfolio or other large asset. But they completely forget the “Golden Goose:” themselves and their ability to earn an income. An important question to ask yourself is, “If you were unable to work for an extended period of time, due to an illness or accident, where would the money come from to maintain you and your family’s lifestyle, fund your retirement or grow your investment portfolio?”

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