Question

My second husband went out on his first wife’s Social Security after she passed. We have been married 24 years. My first husband went out on Social Security disability insurance when he was in his early 40s. I am collecting on my own Social Security. Can I also, after 24 years, go on his? On his ex-wife’s?

Answer

This, said Jim Blankenship, author of “A Social Security Owner’s Manual,” is a complicated set of circumstances that could benefit you, depending on the facts.

Here’s what can be gleaned from your question: Your second husband (to whom you’re still currently married) is receiving Social Security survivor benefits based on his late ex-wife’s earnings record. Your first husband, who is presumably still living, has been receiving Social Security disability benefits since his early 40s.

Question

My second husband went out on his first wife’s Social Security after she passed. We have been married 24 years. My first husband went out on Social Security disability insurance when he was in his early 40s. I am collecting on my own Social Security. Can I also, after 24 years, go on his? On his ex-wife’s?

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